We offer a Doctor Loan Program as Doctors are always helping people and now it's our turn to help them! Our Doctor Loan Program is designed to help newly licensed medical residents or existing Doctors get a home mortgage. The best part of this program is that student loans that are deferred for 12 months, can be excluded from the debt to income ratio.
Highlights of the Program Include:
- Primary Residence Only
- Purchase Only
- Loan Amount up to $750,000
- $0 Down Payment, 100% Financing
- Minimum FICO Score 700
- Maximum Debt to Income Ratio 43%
- Student Loan Debt Not Counted Against Debt to Income Ratio
- No Private Mortgage Insurance (PMI)
Doctors Eligible But Not Limited To:
- Medical Resident
- Medical Doctor
- Doctor of Dental Science
- Doctor of Dental Medicine or Surgery
- Doctor of Optometry
- Doctor of Ophthalmology
- Doctor of Pediatric Medicine
- Doctor of Osteopathy
- Veterinarian
- Pharmacists
Don't see your job title? Please contact us to see if it qualifies. Exceptions can be made.